A clear guide for protecting your benefits, your pension, and your future—when federal careers feel anything but stable.

Back-to-office mandates. DRP and VERA offers. Reduced HR support. Life-changing decisions with little time or guidance. If you’re a federal employee or retiree feeling pressure to decide quickly, this book helps you pause, understand your options, and move forward with confidence.

What This Book Helps You Do

  • Understand FERS, VERA, and TSP Income—and how each affects your pension and benefits

  • Avoid retirement mistakes that can permanently reduce income

  • Protect FEHB, survivor benefits, and spousal security

  • Make smarter decisions about timing, TSP, and Social Security

  • Regain control during periods of rapid federal change

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About The Book

Being a Federal Employee in the Era of Trump is not about politics. It’s about planning in uncertainty, as a Federal employee. Federal benefits specialist and Author Charles Dzama explains complex rules in plain language so you can make informed decisions that protect what you’ve earned and support your life after federal service.

Being a Federal Employee in the Era of Trump Mockup on Table
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About the Author

Charles Dzama

Founder and Financial Advisor

Charles Dzama is a federal benefits specialist and financial advisor with nearly two decades of experience helping federal employees understand their benefits, avoid costly mistakes, and retire with confidence.

DO YOU HAVE ENOUGH TO RETIRE? TAKE THE NEXT STEP.

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