Meet The Team

Charles Dzama Founder and Financial Advisor

Charles Dzama is focused on helping clients work toward their retirement dreams through a well-thought-out financial strategy for retirement. He got his start in the industry in 2009. Two years later, Charles opened his own independent financial services firm that operates under the fiduciary standard to serve the best interests of his clients.

“My grandparents were educated yet working-class immigrants who felt a strong moral and ethical need to be kind to others,” Charles said. “They had a sense of community and doing the right thing always. This was passed on to my parents — both the first college graduates in their families — who raised us with these same values and principles.”

Charles has passed the Series 65 securities exam and holds life insurance licenses in California, Colorado, Washington, Florida, Pennsylvania and Missouri. He is registered as an Investment Adviser Representative.

Charles and his wife live in Laguna Niguel with their three children. In his free time, Charles enjoys stand-up paddle boarding with his family, exploring the world’s nature and national parks, mentoring his kids, and doing Bible research and education.