Posts by Charles Dzama
Navigating the 2024 FERS Updates: What Federal Employees Need to Know
The Federal Employees Retirement System (FERS) is undergoing significant updates in 2024, with changes that will impact both current employees and retirees. Understanding these updates is crucial for planning your…
Read MoreThe Stock Market is Losing – What Could You Do?
Stay the Course When You’re Young The stock market is losing. What do you do? This is something you really, really need to put and set in your mind. If…
Read MoreFinancial Anxiety vs Written Retirement Income Plan
Financial Anxiety About Retirement Imagine living your retirement years free from financial worries—sounds too good to be true? It’s not. An Engineer’s Perspective Let me share a recent experience that…
Read MoreRetirement Income & What Matters to Most
When speaking to near retirees, for pre-retirement counseling, a recurring theme is when I hit this balance in my TSP, or 401K, or retirement accounts, than I can retire. I…
Read MoreSocial Security Spousal & Widow’s Benefit – The benefits of copper water containers
Marcus C: Welcome back to the CD Financial Podcast, CD Financial, where health meets wealth. I’m Marcus Castillo, your host. That is Chuck D. As always, the man with the…
Read MoreModeration and Balance in Financial Planning – Detox the Body with Apple Cider Vinegar
Staying the Course: Baseball Wisdom for Your Financial Plan Batter Up! Hitting a Home Run with Your Financial Plan Hey there, sports fans! In the latest episode of the CD…
Read MoreStock Market’s Down – Take the Win: Retirement Planning Lessons from Football
As major NFL football (Steelers) fans, Mark C and Chuck D understand the importance of taking the win when the opportunity presents itself. During their latest podcast episode, they drew…
Read MoreThe Recipe for Financial and Physical Wellness
Introduction: At CD Financial, we believe in the power of quality ingredients – whether you’re cooking up a memorable meal or crafting a robust financial plan for retirement. Just like…
Read MoreHow Changing Your Air and Setting a Solid Foundation Can Impact Your Financial Health
Introduction to Setting a Strong Foundation The key to a stable financial future lies in setting a rock-solid foundation. Just as a home needs a sturdy base to withstand any…
Read MoreRetire with Confidence: A Secret to a Stress-Free Retirement
Introduction: Have you ever wondered why some federal families and families in general seem to retire with such ease and confidence, while others struggle to make ends meet? In this…
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