The Recipe for Financial and Physical Wellness

Introduction:

At CD Financial, we believe in the power of quality ingredients – whether you’re cooking up a memorable meal or crafting a robust financial plan for retirement. Just like a dish tastes better when made with fresh, locally sourced organic ingredients, your retirement portfolio could react better when constructed with carefully selected and curated investment products. In this blog post, we’ll explore the parallels between sourcing quality ingredients for your diet and your investment strategy, as discussed in a recent episode of the CD Financial Podcast.

The Importance of Premium Ingredients

In the podcast, Chuck D and his co-host Marcus Castillo delve into the importance of quality ingredients for both physical and financial health. Marcus kicks things off by describing a fantastic 20th-anniversary dinner he prepared using premium dry-aged steaks, fresh potatoes for homemade fries, and a nicely aged Spanish wine.

You can watch the podcast here.

or hear it here!

“You have to have good ingredients to have good results. Picasso did not paint with Crayolas,” Marcus explains, emphasizing the importance of starting with high-quality materials.

Chuck wholeheartedly agrees, drawing parallels to the investment world. “As a fiduciary, we’re supposed to be looking after the best interests of those folks that we come into a partnership with,” he states. His goal is to weave quality ingredients into an investment plan that may continue performing well decades into retirement, just as a well-prepared meal satisfies long after it’s been consumed.

Feeding Your Income Plan First

However, Chuck emphasizes that the investment plan should first and foremost support the income plan and protect against potential losses from factors like interest rate hikes, market drops, recessions, or tax increases.

“If you’ve got sufficient income and you won’t be exposed to losses…then you’ve got something solid – a firm foundation for your retirement,” Chuck explains. Once that reliable income is established and increases with inflation, you can then focus on growing your portfolio with stock investments.

The Dangers of High-Fructose Corn Syrup

Turning to the health segment, Chuck and Marcus discuss the perils of high fructose corn syrup (HFCS) in sodas and processed foods. Chuck cites research linking HFCS consumption to obesity, diabetes, fatty liver disease, and other disorders.

The key takeaway? Stick to natural sugars like those found in fruits, honey, and Mexican Coke made with real cane sugar instead of the highly processed HFCS. As Marcus sparks in with some humor, “If you’re going to destroy your liver, enjoy the ride – don’t do it through high fructose corn syrup.”

Conclusion: The Common Ingredient for Success

Whether you’re planning a special occasion meal or strategizing your retirement finances, the principle remains the same: quality ingredients are essential for achieving the best results. At CD Financial, we truly believe that applying high

standards to the ingredients you consume – whether financial products or food items – leads to a happier, healthier retirement.

So, the next time you’re indulging in a delicious meal or reviewing your investment portfolio, take a moment to appreciate the quality ingredients that have gone into creating that experience. And remember, just as a world-class chef wouldn’t compromise on their ingredients, your financial advisor and especially your fiduciary shouldn’t either.

Remember, you don’t need to work longer; you just need a better plan. If you found this blog post helpful. Feel free to drop a comment below and share it with your family, coworkers, and friends who may benefit from this valuable information.

CD Financial, where health meets wealth!

Don’t hesitate to reach out, get the guidance and expertise needed to make sound financial decisions.

Complimentary 15-minute Phone Call with — Charles Dzama.

Or Call (949) 359 5100